Umbrella Insurance
Umbrella Insurance for Extra Peace of Mind
A serious accident or lawsuit can exceed the liability limits of your home or auto policy. Umbrella insurance adds an extra layer of protection above those limits, and we help Central Texas families and property owners decide how much coverage makes sense.
What Umbrella Insurance Covers
Extended Liability Limits
Kicks in once your home, auto or landlord policy limits are exhausted, protecting your savings and future income.
Protection Across Multiple Policies
A single umbrella policy can extend liability coverage over your home, vehicles, rental properties and more.
Legal Defense Costs
Helps cover attorney fees and court costs if you are sued, even if the claim is ultimately found to be without merit.
Coverage for Uncommon Claims
Extends protection to claims like libel, slander and false arrest that are often excluded from standard policies.
Deciding How Much Umbrella Coverage You Need
Umbrella policies are surprisingly affordable, so the real question is how much protection fits your situation.
Who Benefits Most from an Umbrella Policy
Homeowners, landlords, teenage drivers in the household, and anyone with significant savings often benefit the most.
Bundling for Savings
Carrying your home and auto policies with us often makes umbrella coverage more affordable to add.
Why Choose Grissom Insurance Group
Straightforward, Honest Guidance
We explain exactly what an umbrella policy will and won’t cover before you buy.
Coordinated Coverage
Because we often already write your home and auto policies, we can coordinate limits correctly.
Local Agents, Real Answers
Call our Cedar Park or Kingsland office and talk to a licensed agent, not a call center.
Ready for insurance that actually works for you?
Talk with a local agent in Cedar Park or Kingsland, or send us a few details and we will follow up quickly.